POLICY FILE / EFFECTIVE SEPTEMBER 2, 2026

Privacy Policy

How The Down Payment handles information when you use the site or join the publication.

Information we collect

If you subscribe, we collect the email address you provide and basic subscription metadata. Our hosting and delivery providers may also process ordinary technical data such as IP address, device details, timestamps, and requested pages for security, reliability, and aggregate measurement.

How we use it

We use subscription information to send requested editions, operate and protect the service, understand aggregate performance, comply with law, and answer requests. We do not sell personal information.

Service providers

Netlify hosts the website and beehiiv manages publication subscriptions and delivery. Their handling of data is governed by their own terms and privacy practices. We may also disclose information when required by law or needed to protect the service and its users.

Your choices

Every edition should include an unsubscribe link. You may also reply to an edition to request access, correction, or deletion. We retain information only as reasonably necessary for the purposes described here, including suppression records needed to honor an unsubscribe request.

Updates

We may revise this policy as the service changes. The effective date on this page identifies the current version.